Frederick Homes under $400,000

Frederick Homes under $400,000

Welcome to Frederick, Maryland – a charming city that beautifully blends rich history with modern conveniences. Nestled in Frederick County, this vibrant community is known for its picturesque landscapes, historic architecture, and a lively downtown area that offers a plethora of dining, shopping, and entertainment options. With its close proximity to both Washington, D.C., and Baltimore, Frederick provides an ideal location for those seeking a balanced lifestyle, combining suburban tranquility with urban accessibility.

One of the most appealing aspects of Frederick is its diverse real estate market, particularly for first-time homebuyers and those looking for affordable options. Homes under $400,000 are not only available but also offer a range of styles and sizes to suit various needs. From charming historic homes with character to modern townhouses and cozy single-family residences, you’ll find something that fits your lifestyle and budget.

Frederick is also a community that values education, with a number of highly-rated schools and institutions nearby, making it a great place for families. Outdoor enthusiasts will love the abundance of parks, hiking trails, and recreational activities available in the area, including the scenic Catoctin Mountain Park and the beautiful Monocacy National Battlefield.

With its friendly atmosphere, rich cultural heritage, and affordable housing options, Frederick is not just a place to live; it’s a place to thrive. Explore the possibilities that await you in this delightful city, where your dream home could be just around the corner!

Newest Frederick Homes under $400,000

2503 Hemingway Dr Unit 5-1A, Frederick
$250,000
2 Beds ⋅ 2 Baths
Welcome to 2503 Hemingway Dr. #5-1A! This beautifully maintained, main-level condo has been lovingly cared for by its original owner and is ready to welcome you home! Featuring 2 bedrooms, 2 full bathrooms, hardwood flooring throughout, and the convenience of in-unit laundry, this home offers the perfect blend of comfort and easy living. The Ridgeview community offers wonderful amenities, including parks, courts, and a swimming pool, along with trash removal and common area maintenance. Come see all this warm and inviting home has to offer! PICTURES COMING SOON!

2503 Hemingway Dr Unit 5-1A, Frederick

Listing courtesy of Real Estate Innovations. Contact:

1711 Heather Ln, Frederick
$299,000
3 Beds ⋅ 2 Baths
Welcome home to 1711 Heather Lane, a beautifully refreshed 3-bedroom, 2-full-bath townhome nestled in the established Amber Meadows community of Frederick! With thoughtful recent improvements, comfortable living spaces, and a fantastic location, this home has so much to offer. From the moment you step inside, you'll appreciate the fresh interior paint and brand-new carpeting that create a clean, bright, and welcoming atmosphere. The spacious living areas provide plenty of room to relax, entertain friends, or simply enjoy everyday living. The kitchen features beautiful new quartz countertops (2026), adding a fresh, modern touch to the heart of the home. Upstairs, you'll find three comfortable bedrooms offering flexibility for your needs, whether you're looking for a peaceful retreat, guest space, or a home office. Beyond the cosmetic updates, this home offers some important improvements buyers will truly appreciate, including a brand-new A/C system, new hot water heater, and newer windows! The unfinished basement is an added bonus, providing valuable storage space and exciting possibilities for a future recreation room, home gym, workshop, or additional living area to suit your lifestyle, subject to any necessary approvals. Step outside and enjoy your fully fenced backyard, a wonderful space for outdoor dining, weekend barbecues, gardening, or simply unwinding after a busy day. And with two assigned parking spaces, coming home is that much easier! Located in the desirable Amber Meadows neighborhood, you'll enjoy convenient access to nearby parks, playgrounds, shopping, restaurants, and everyday essentials. Fort Detrick, Frederick Community College, Hood College, and Frederick Health Hospital are all nearby, along with easy access to Route 15 and other major commuter routes. Just a short drive away, Historic Downtown Frederick offers charming boutiques, local restaurants, breweries, Carroll Creek, Baker Park, and year-round events that make this area such a special place to call home. Whether you're enjoying a quiet evening in your backyard, exploring Downtown Frederick, or imagining the possibilities for your basement, this home offers a wonderful opportunity to settle in and make it your own. With its fresh updates, major mechanical improvements, fenced backyard, two assigned parking spaces, and convenient location, 1711 Heather Lane is ready to welcome its next owner. Come see all the possibilities this inviting Frederick townhome has to offer - you just might find exactly what you've been looking for!

1711 Heather Ln, Frederick

Listing courtesy of Pearson Smith Realty, LLC. Contact:

401 S Market St, Frederick
$389,900
2 Beds ⋅ 1 Baths
If you love downtown living, then you will love this location and condominium property… Wonderful opportunity to own a MAIN LEVEL - 2 BEDROOM condominium on South Market Street, directly across from the Maryland School for the Deaf and a few minutes’ walk to Downtown Frederick! CURRENTLY USED AS AN AIRBNB. NEW BUYER CAN TAKE ON THE PIPELINE OF BOOKINGS, OR MOVE IN AFTER SETTLEMENT - BUYERS CHOICE! This Beautifully renovated main level condo boasts 925 +/- square feet of living space with 2 Bedrooms and 1 Full Bath. BEST PART… TWO DEEDED PARKING SPACES!!! Primary Residence, Second Home or Vacation Rental �� your choice! - Great vibe in all 4 condos currently available along with an open floor plan in each which is perfect for entertaining. Frederick’s Premier Historic District Condominium Project: “South on Market Street” has comfort and functionality that merges into an artfully appointed property that allows you to enjoy the downtown Frederick’s lifestyle while affording you the peace of mind of locking it up and traveling till your heart's content. Situated just a short walk to the Carroll Creek Promenade, the center of downtown Frederick Maryland, enjoy the many restaurants, shopping opportunities, festivals on the creek, Baker Park, library, baseball at the Frederick Keys BallPark and a cool water way on Carroll Creek all within walking distance. This synergistic area welcomes local micro-brew pubs, numerous restaurants, (too many to count) and nightlife entertainment. All this awaits you while you enjoy this charming historic property set within the beautiful city of Frederick Maryland!

401 S Market St, Frederick

Listing courtesy of Frederick Land & Home, LLC.. Contact:

403 Birmingham Dr, Frederick
$369,900
3 Beds ⋅ 1 Baths
Enjoy one-level living, and a stunning property, full of color at this very bright sunlit 3-bedroom, 1-bath rancher near historic downtown Frederick. The living room features laminate floors that continue into all three bedrooms. The eat-in kitchen pairs new quartz countertops with a tile backsplash, oak cabinetry, and stainless steel appliances. \<br>\<br> Just off the kitchen, a spacious laundry and mudroom offers extra storage and a utility sink. Each bedroom has a ceiling fan, and an updated full bath is conveniently located off the hall. The home has natural gas heat, and the roof, water heater, and central air conditioning were replaced in 2015. The interior will be freshly painted for the new owners. \<br>\<br> Step out onto the patio and enjoy a spacious, fenced backyard planted with native perennials, colorful dahlias, and a variety of other flowers and plants. The gardens have been featured twice in Wild Ones Greater Frederick annual Garden Tour! A large custom shed provides room for garden tools and outdoor gear, and the attached one-car garage adds even more storage. \<br>\<br> Enjoy a neighborhood setting close to downtown Frederick’s shops, restaurants, breweries, and Baker Park, with nearby MARC and local bus service and convenient access to US-15, US-340, I-70, and I-270. \<br>\<br> This property is eligible for limited time financing until 12/31/2026 of 4.99% FIXED with 3% downpayment, and potentially no mortgage insurance. Lender information in Documents, or upon request.n

403 Birmingham Dr, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

2508 Shelley Cir, Frederick
$259,000
2 Beds ⋅ 2 Baths
Don't miss this spacious condo!

2508 Shelley Cir, Frederick

Listing courtesy of Century 21 Redwood Realty. Contact:

1729 Northridge Ln, Frederick
$285,000
3 Beds ⋅ 4 Baths
Great opportunity in Frederick's established Amber Meadows community! This 3-bedroom brick-front townhome has 3 bedrooms (and lower level bonus area), with 2 full baths on upper level, and 2 half baths (one on main level, one on lower level!) plenty of potential for homeowners and investors alike. Bring your vision and personal touches to make this property shine! While the home could benefit from some TLC and cosmetic updates, several important improvements have already been completed, including an HVAC system replaced in 2017 and a water heater replaced in 2014. Enjoy a fully fenced backyard featuring a garden area, perfect for outdoor relaxation, entertaining, or gardening enthusiasts. The finished lower level provides additional living space and flexibility for a recreation room or home office. Location is a major highlight! Conveniently situated near Fort Detrick and just minutes from major commuter routes, shopping, restaurants, parks, and everyday conveniences. Easy access to everything Frederick has to offer! Whether you're looking for a home to personalize or an investment property with potential, this is an opportunity you won't want to miss. Bring your imagination and make it your own! Property being sold as-is and there are some HOA compliance issues buyer will need to take care of: Tree in the Front Yard needs trimmed or removed; Torn Window Screens (Front) need Replaced; Front Yard needs re-seeded - grass is gone; Back Siding needs pressure washed. Two assigned parking spaces right in front of your home add to the alure of this fantastic opportunity!

1729 Northridge Ln, Frederick

Listing courtesy of Century 21 Redwood Realty. Contact:

2410 Ellsworth Way Unit 3A, Frederick
$275,000
2 Beds ⋅ 2 Baths
Adorable top level two-bedroom, two full bathroom condo located in sought after Whittier neighborhood was completely renovated in 2021 and still looking amazing! The flooring, stove, refrigerator, microwave, dishwasher, slider to balcony, HVAC, water heater, countertops, kitchen cabinets, washer and dryer were all replaced and the unit was completely painted. The vaulted ceilings add plenty of daylight to the home. Both bathroom vanities, mirrors and medicine cabinets were upgraded this week. Come see what relaxing on the balcony with a view of the lake every morning looks like.

2410 Ellsworth Way Unit 3A, Frederick

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

810 Mews Ln Unit 810, Frederick
$275,000
2 Beds ⋅ 1 Baths
Welcome to this charming two-level colonial condo in the 8th Street Mews community, perfectly positioned on the edge of Historic Downtown Frederick! The location is prime, with ease of access to Market St, the YMCA and all downtown Frederick shops, dining and breweries. The main level is designed for easy everyday living, with an inviting living area, a kitchen and dining space, and the convenience of main-level laundry. Upstairs, two comfortable bedrooms share a full bath, creating a quiet, private retreat away from the main living space. Recent updates offer real peace of mind, including a roof just five years old, a heating/cooling system only one year old, and a laundry setup installed two years ago. Step outside and you’re minutes from the restaurants, breweries, boutiques, and year-round events of Downtown Frederick, with Carroll Creek Linear Park, Baker Park, and the seasonal Farmer’s Market all close by. With easy access to Rt. 15, I-70, and I-270, commuting is simple in any direction. Low-maintenance living in a location this convenient is hard to beat, so schedule your tour today!

810 Mews Ln Unit 810, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

1839 Free Ter, Frederick
$369,000
3 Beds ⋅ 3 Baths
OPEN HOUSE SUNDAY 11/08/26 Welcome to this well-maintained, brick-front townhome in the desirable Walnut Ridge community! Conveniently located near Historic Downtown Frederick, shopping, restaurants, and major commuter routes, this home is in a great location. What truly sets this townhome apart are the significant upgrades completed within the past two years, including a new roof installed by PJ’s Roofing, a new HVAC system with gas heat, luxury vinyl plank flooring, and new carpeting on the lower level. The spacious kitchen features 42-inch oak-framed wall cabinets, a built-in microwave, a newer refrigerator, and a convenient center island. Upstairs, you'll find three bedrooms and two full bathrooms. The finished lower level boasts a spacious family room with full-size windows that fill the space with natural light. Outside, enjoy the generous 19' x 14' deck with steps leading to the fully fenced backyard, perfect for relaxing or entertaining. Situated on a quiet, private cul-de-sac with no through traffic, this attractive townhome offers a peaceful setting while remaining just minutes from everything Frederick has to offer. A wonderful opportunity you won't want to miss!

1839 Free Ter, Frederick

Listing courtesy of Marsh Realty. Contact:

5817 Planters Ct, Frederick
$330,000
3 Beds ⋅ 3 Baths
Beautifully Renovated 3-Bedroom, 2.5-Bath Townhome! Welcome home to this beautifully updated 3-bedroom, 2.5-bathroom townhome, completely refreshed and move-in ready! Step inside to discover a bright, open living space featuring brand-new LVP flooring throughout the main level and fresh, neutral paint throughout. The spacious living room flows seamlessly into the dining area, which offers convenient access to the fenced-in backyard—perfect for entertaining, relaxing, or enjoying some outdoor time. The kitchen features brand-new stainless steel appliances and plenty of storage with beautiful maple cabinetry, making it both stylish and functional. Upstairs, you'll find brand-new carpeting and three generously sized bedrooms, along with two additional full bathrooms, providing plenty of space and comfort. Enjoy the added bonus of a fully fenced backyard complete with a storage shed—ideal for keeping gardening tools and outdoor essentials tucked away. Conveniently located near shopping, restaurants, and everyday amenities, this beautifully renovated townhome offers the perfect combination of comfort, style, and convenience. Don't miss your opportunity to make this wonderful home yours!

5817 Planters Ct, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

102 Mercer Ct Unit 23 1B, Frederick
$345,000
2 Beds ⋅ 2 Baths
Welcome to this lovely condo located in the desirable Fairfield community! This home offers an abundance of living space, a fantastic floor plan, wonderful setting and endless possibilities to make it your own! Enjoy the peaceful treed backdrop and abundant streaming sunlight throughout creating a beautiful sense of privacy and a relaxing place to call home! Fresh new carpet throughout, open inviting floor plan, spacious rooms with plenty of room to spread out for everyday living or entertaining! Fantastic open kitchen with pretty wood cabinetry, gorgeous family room w/fireplace, office, spacious sunlit Dining Area for family and entertaining. Huge Primary suite with connecting upgraded Primary Bath and lots of closet space! Second spacious bedroom, hall full bath and spacious laundry. This home is situated conveniently near the elevator and side entry stairway. Secure garage w/inside access, assigned parking space w/additional storage. Inviting and secured front lobby with gathering area and a work out area in the lower level! Ideally located right next to Baker Park for walking and a short stroll to downtown Frederick shopping and restaurants. Estate, sold AS-IS but shows well!

102 Mercer Ct Unit 23 1B, Frederick

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

422 Center St, Frederick
$360,000
3 Beds ⋅ 1 Baths
Single-level living just minutes from downtown Frederick! This well-maintained rancher keeps everything on one floor: 3 bedrooms, a full bath, and laundry, so daily life happens without stairs. The large family room is anchored by a cozy propane fireplace, and the spacious eat-in kitchen has room for everyday meals and holiday gatherings alike. Out back, the screened-in porch is made for morning coffee and bug-free summer evenings, overlooking a fenced yard. The standout bonus is a detached shed/workshop with electric and an upper level, ready for tools, hobbies, storage, or your next project. Enjoy a convenient location close to downtown Frederick’s shops and restaurants, plus nearby everyday shopping. Easy, comfortable one-level living in a great spot!

422 Center St, Frederick

Listing courtesy of LPT Realty, LLC. Contact:

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