Germantown Homes under $400,000

Germantown Homes under $400,000

Welcome to Germantown, Maryland – a vibrant community nestled in the heart of Montgomery County. Known for its picturesque landscapes, diverse neighborhoods, and family-friendly atmosphere, Germantown is a hidden gem that offers a perfect blend of suburban charm and urban convenience. With easy access to Washington D.C. via the Metro and major highways, residents enjoy a seamless commute while being surrounded by the natural beauty of parks and recreational areas.

Germantown is a thriving hub for families, professionals, and retirees alike, boasting a rich tapestry of cultural diversity. The city is home to excellent schools, a variety of shopping and dining options, and numerous community events throughout the year, fostering a strong sense of belonging among its residents.

For those seeking an affordable entry into this desirable community, Germantown offers an array of homes under $400,000. Whether you’re looking for a cozy townhouse, a charming single-family home, or a modern condo, you’ll find a variety of options to suit your budget and lifestyle. These homes often feature spacious layouts, updated amenities, and access to community facilities like pools, playgrounds, and walking trails.

Germantown is not just a place to live; it’s a place to thrive. With its welcoming neighborhoods, excellent amenities, and affordable housing options, it’s no wonder that so many are choosing to call Germantown home. Come explore the possibilities and discover your dream home in this dynamic community today!

Newest Germantown Homes under $400,000

13329 Demetrias Way, Germantown
$399,000
3 Beds ⋅ 3 Baths
Welcome to 13329 Demetrias Way! This beautifully maintained Germantown home shines with thoughtful updates and inviting charm. Recent improvements include new flooring (2026), a barn door (2026), replacement of all second-floor doors (2026), and a renovated primary bathroom (2026). Additional updates include a new refrigerator (2026), washer (2025), dryer (2026), and sink (2026). The patio, updated in 2025, offers a welcoming outdoor space to relax and enjoy. Presented in excellent condition, this lovely home is ready for its next chapter. Schedule your showing today!

13329 Demetrias Way, Germantown

Listing courtesy of EXP Realty, LLC. Contact:

13212 Meander Cove Dr Unit 53, Germantown
$210,000
1 Beds ⋅ 1 Baths
Welcome to this charming one-bedroom, one-bathroom first-floor condo in the desirable Villas at Willow Cove! Offering easy, one-level living with no stairs, this home combines comfort, privacy, and convenience in a peaceful setting.The location is hard to beat, with a playground just outside the building and beautiful lakes and scenic walking paths only minutes away. The community association takes excellent care of the exterior and common areas, with the building freshly painted and the balcony fence remodeled. The condo includes one assigned parking space (#69), along with convenient unassigned visitor parking for guests. For commuters, I-270 is just minutes away, offering easy access to Rockville, Gaithersburg, Washington, D.C., and surrounding areas. With first-floor convenience, a peaceful setting, nearby recreation, and easy commuter access, this condo is a wonderful opportunity to enjoy comfortable living in a convenient location!

13212 Meander Cove Dr Unit 53, Germantown

Listing courtesy of Keller Williams Realty Centre. Contact:

13011 Bridger Dr Unit 1510, Germantown
$400,000
2 Beds ⋅ 3 Baths
Lovely 4 level Condo/Townhome with an open and bright floorplan. The main level entrance has an inviting 2 level foyer with tile flooring, garage entrance, entrance to lower level and hardwood stairs leading to the upper level. The finished lower level is perfect for a private den or office area. The open 2nd level boasts shiny, lush hardwood flooring, a family room area with gas fireplace, sliding glass doors leading to a nice size balcony, a modern well-designed kitchen with tile floors and bright table space eating area as well as a kitchen island, and designer dining area. The top floor boasts 2 bedrooms each with their own separate full bath. The carpeting is super lush and thick for your comfort and enjoyment. The first bedroom has a nice size walk-in closet, and the 2nd B.R. bath has a large designer niche ready for your decorative ideas. A laundry area completes the top-level amenities. Your 1 Car Garage has its own private driveway and includes lots of extra storage space. Location, Location, Location! 2 minutes to 270, which leads to D.C. or Frederick! Close to Milestone shopping, Germantown Town Center, outlets, restaurants, public transportation, parks and recreation, Montgomery College, Germantown Holy Cross Hospital and more. Open house, Saturday, Oct. 10 noon to 3:00 pm.

13011 Bridger Dr Unit 1510, Germantown

Listing courtesy of RE/MAX Realty Group. Contact:

20017 Dunstable Cir Unit 109-24, Germantown
$244,900
2 Beds ⋅ 2 Baths
Discover the epitome of contemporary living in this exquisite 2-bedroom, 1.5-bathroom unit nestled within the prestigious Scenery Pointe community. Spanning 1,102 square feet, this charming garden-style apartment offers a harmonious blend of comfort and sophistication, perfect for those seeking a serene retreat. Step inside to find an inviting layout that seamlessly connects living spaces, ideal for both relaxation and entertaining. The contemporary design is complemented by an abundance of natural light, creating a warm and welcoming atmosphere throughout. Enjoy the convenience of in-unit washer and dryer hookups, ensuring that daily tasks are effortlessly managed. The community amenities elevate your lifestyle, featuring beautifully maintained common grounds, tot lots, and scenic jogging paths for leisurely strolls. Assigned parking adds an extra layer of convenience, while the comprehensive association services-including exterior building maintenance, lawn care, and snow removal-allow you to enjoy a carefree lifestyle. Located in a vibrant neighborhood, this residence is just moments away from local attractions, dining, and shopping, making it an ideal choice for those who appreciate both tranquility and accessibility. Experience the luxury of low-maintenance living in a community that prioritizes comfort and convenience. Embrace the lifestyle you deserve at Scenery Pointe, where every day feels like a getaway.

20017 Dunstable Cir Unit 109-24, Germantown

Listing courtesy of McWilliams/Ballard Inc.. Contact:

13503 Kildare Hills Ter Unit 302, Germantown
$198,279
3 Beds ⋅ 2 Baths
Welcome to this bright and spacious top-floor condo at 13503 Kildare Hills Terrace #302 in Germantown. Featuring 3 bedrooms and 2 full baths, this home offers an open floor plan with large windows, high ceilings, laundry in unit, a private balcony with scenic views, and parking. Enjoy community amenities including a pool, clubhouse, fitness center, and playground, all just minutes from shopping, dining, and major commuter routes. This property is now available for purchase on the open market. Buyers do not need an MPDU certificate or need to meet MPDU income eligibility requirements; however, the purchaser must qualify as a first-time homebuyer. The property remains part of Montgomery County's MPDU program and will continue to be subject to applicable MPDU resale restrictions, owner-occupancy requirements, and future resale/profit-sharing provisions.

13503 Kildare Hills Ter Unit 302, Germantown

Listing courtesy of Samson Properties. Contact:

12540 Laurel Grove Pl, Germantown
$317,000
2 Beds ⋅ 2 Baths
Modern finishes, valuable updates, and a fenced backyard make this two-bedroom, one-and-a-half-bath townhome a standout in Germantown. A landscaped front garden welcomes you inside, where neutral tones, crown molding, and flooring updated in June 2023 create a cohesive feel across both levels, including the living room, dining room, and bedrooms. The kitchen features white cabinetry, stainless steel appliances updated in June 2024, granite countertops, a tile backsplash, and a breakfast bar that connects to the dining area—keeping conversation flowing while you cook or entertain. The adjoining living room offers recessed lighting, natural light, and direct access to the backyard, while a main-level powder room adds everyday convenience. Upstairs, two bedrooms provide comfortable space to unwind, with a full bathroom featuring a tiled tub/shower surround and convenient laundry on the bedroom level. Additional updates include the HVAC system in June 2024, the roof in September 2017, and top-rated Anderson Windows. Out back, the fenced yard features an expansive deck with room for outdoor dining, grilling, and relaxing, plus a gate for rear access. Whether enjoying your morning coffee or hosting friends, this outdoor space is a natural extension of the home. Conveniently located near Germantown shopping, dining, and everyday essentials, with easy access to I-270, this home brings together inviting interiors, thoughtful updates, and a practical Montgomery County location.

12540 Laurel Grove Pl, Germantown

Listing courtesy of EXP Realty, LLC. Contact:

13121 Wonderland Way Unit 13-138, Germantown
$287,500
2 Beds ⋅ 3 Baths
Discover the charm of this rare and delightful 2-level penthouse condo in the heart of Germantown, where comfort meets community. This spacious 2-bedroom, 2.5-bathroom home boasts contemporary design and a cozy fireplace, perfect for creating lasting memories. Enjoy the spacious bedrooms with private bathrooms in each. This well maintained condo is move-in ready for a buyer to enjoy or for an investor to own the perfect rental property. With easy access to local amenities and public services, everything you need is just moments away. Don't miss the opportunity to make this gem your own!

13121 Wonderland Way Unit 13-138, Germantown

Listing courtesy of RLAH @properties. Contact:

13 Drumcastle Ct, Germantown
$400,000
3 Beds ⋅ 4 Baths
Welcome to this spacious 3-bedroom, 3.5-bathroom townhome in Germantown’s Brandermill community! Built in 1988, this home offers approximately 1,960 total square feet across three finished levels. The main level features hardwood floors, a large living room, powder room, and eat-in kitchen with island, pantry, laminate countertops, built-in microwave, smooth-top electric range, and side-by-side refrigerator with ice maker. A bright bump-out with skylights provides additional space and natural light. Upstairs, the primary suite offers a walk-in closet and private full bathroom with shower, while two additional bedrooms share a full hall bath. The lower level provides excellent flexibility with a wood-burning fireplace, full bathroom with stand-up shower, laundry area, additional room ideal for a home office or guest space, and unfinished storage. Enjoy outdoor living in the fenced rear yard with deck. Brandermill residents enjoy a community swimming pool, playgrounds, walking paths, and assigned parking. Conveniently located near shopping, dining, parks, and major commuter routes, and feeding to Clarksburg High School. Schedule your showing today!

13 Drumcastle Ct, Germantown

Listing courtesy of RE/MAX Realty Group. Contact:

13247 Meander Cove Dr Unit 115, Germantown
$299,900
2 Beds ⋅ 2 Baths
Charming top-floor 2-bedroom, 2-bathroom condo nestled in the sought-after Villas at Willow Cove! This community is one of the county’s best-kept secrets, offering exceptional value in a convenient location. Enjoy easy access to I-270, Clarksburg Outlets, Germantown Town Center, BlackRock Center for the Arts, and the Germantown Library. Best of all, the community is directly connected to Lake Churchill, with access extending to Little Seneca Lake and Black Hill Regional Park. Inside, you’ll find soaring vaulted ceilings, beautiful hardwood floors, a cozy wood-burning fireplace, and a private balcony—perfect for relaxing or enjoying your morning coffee. The updated kitchen features modern appliances, while the two spacious bedrooms provide plenty of room to unwind. The generously sized primary bedroom also features a walk-in closet, adding to the comfort and functionality that sets these condos apart. The price per square foot is one of the best in the neighborhood. A wonderful opportunity to enjoy comfortable living, great amenities, and a prime location—all in one of Germantown’s hidden gems... Don't miss this....

13247 Meander Cove Dr Unit 115, Germantown

Listing courtesy of EXP Realty, LLC. Contact:

18700 Caldonia Ct Unit E, Germantown
$275,000
2 Beds ⋅ 2 Baths
Welcome home! This spacious, light-filled 2-bedroom, 2-full-bath condo offers comfortable living with plenty of room to spread out. Freshly painted and featuring brand-new carpet, this home is move-in ready and waiting for its next owner. The bright living room flows into the dining area and kitchen, featuring lots of cabinet space plus a convenient pantry. The primary bedroom offers plenty of closet space and a private ensuite bath with double sinks. The second bedroom features recessed lighting and its own ensuite bathroom—perfect for guests, roommates, or a home office. Step outside and enjoy your private balcony, the perfect spot for morning coffee or winding down after a long day. Conveniently located just minutes from I-270, shopping, parks, and Gunners Lake. Comfortable, convenient, freshly updated, and ready to go—come take a look before it's gone!

18700 Caldonia Ct Unit E, Germantown

Listing courtesy of RLAH @properties. Contact:

13107 Millhaven Pl Unit 6-I, Germantown
$325,000
2 Beds ⋅ 2 Baths
Welcome home to this spacious and inviting 2-bedroom, 2-full-bath condo in the desirable Cloppers Mill community of Germantown! Offering approximately 1,148 square feet of comfortable living space, this home features an open and airy floor plan designed for both everyday living and entertaining. The generous living room is anchored by a cozy gas fireplace and flows effortlessly into the separate dining area, providing plenty of room for gatherings with family and friends. The kitchen offers gas cooking, abundant cabinetry and convenient access to the main living spaces. The spacious primary suite provides a relaxing retreat with a private ensuite bath featuring a soaking tub and a huge walk in closet while the generously sized second bedroom & additional full bath offer flexibility for guests, remake it into a home office or additional living space. In-unit laundry adds everyday convenience. This unit is a rare find since it is conveniently located on the main floor & also has an access ramp / zero entry stairs to get inside the home. Ideally located in Germantown with easy access to shopping, dining, parks and major commuter routes, including Great Seneca Highway and I-270. Enjoy being just minutes from Germantown Town Center with convenient access to Maryland Soccer Plax and endless trails, tennis, indoor swim and familiy activities as well as a short drive to Kentlands, RIO and Downtown Crown. Spacious, comfortable and conveniently located—13107 Millhaven Place apt. I is ready to welcome its next owner!

13107 Millhaven Pl Unit 6-I, Germantown

Listing courtesy of RE/MAX Realty Centre, Inc.. Contact:

19609 Galway Bay Cir Unit 202, Germantown
$265,000
2 Beds ⋅ 2 Baths
Welcome Home to Ashmore at Germantown! Embrace the effortless, low-maintenance living with this 2-bedroom, 2-bathroom condo nestled in the highly desirable Ashmore community. Combining classic style with modern updates, this move-in-ready home boasts an intuitive layout accented by refined crown molding and stylish, durable Luxury Vinyl Plank (LVP) flooring throughout the main living spaces. Sun-filled windows and sliding glass doors flood the interior with natural light while providing direct access to your private balcony the perfect spot to enjoy morning coffee or evening relaxation. The well-appointed kitchen offers counter space, abundant cabinet storage, and a comfortable layout. Retreat to the primary suite, featuring a spacious walk-in closet and a private en-suite bathroom complete with a deep soaking tub designed for ultimate relaxation. Across the home, the versatile second bedroom and full guest bathroom provide the ideal setup for guests, a dedicated home office, or a roommate layout. Everyday convenience is made easy with a washer and dryer in the unit. A RARE and invaluable feature of this home is its exceptional parking package: a private attached garage spot, an additional parking space right outside the garage door, plus a second dedicated assigned spot giving you three designated parking spots in total! As an Ashmore resident, you’ll enjoy top-tier resort-style amenities right outside your door, including a sparkling outdoor swimming pool with sundeck, a well-equipped fitness center, a resident clubhouse, and beautifully landscaped grounds. Located in the heart of Germantown, this home offers quick access to major commuter routes like I-270, Route 355, and the Germantown MARC station. You're minutes from shopping, dining, and entertainment at Germantown Town Center, BlackRock Center for the Arts, and Topgolf, plus endless outdoor recreation at Black Hill Regional Park and Seneca Creek State Park. Whether you're a first-time homebuyer, downsizing, or looking for a turnkey property, this Ashmore condo offers the ultimate blend of comfort and lifestyle. Schedule your private tour today!

19609 Galway Bay Cir Unit 202, Germantown

Listing courtesy of Compass. Contact:

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